So now that health reform has passed and has been written about and
reported on so extensively, the only topic left to cover is what effect
it will have on us health insurance brokers, and our individual health
insurance market. I am about to give a scenario which is based on the
current law (yes health reform is now a law), and what has happened in
states like New York and Massachusetts where this model originates.In my opinion (which is based on the General Accounting Office numbers which probably also qualifies as an opinion), individual health insurance will eventually end, at least in terms of agents, just like it has in Massachusetts. where everyone buys insurance from the exchange. So again, individual health insurance will still be available, but only in health insurance exchanges where each state is responsible for their own exchange and which companies offer plans through it.
